Hey, This is Ramiz from Credit Tales. I hope you are doing great. In this post, I’ll review the Flipkart Axis Bank Credit & share my opinion. After reading this post you will get to know everything about Flipkart Axis Bank Credit Card and you will be able to make your decision on whether you should apply for this card or not. Please stick to this article till the end so that you won’t miss anything.
Highlights
Flipkart Axis Bank Credit Card
- Welcome Benefits worth ₹1100.
- Flat 5% Unlimited Cashback on Flipkart & Myntra.
- Flat 4% Unlimited Cashback on Partner Brands.
- 1.5% Cashback On all online & offline transactions*.
Welcome Benefits
- This card comes with a bunch of Welcome Benefits. Once you make the first transaction with Flipkart Axis Bank Credit Card, you will get worth ₹500 Flipkart Gift Voucher which you can use in purchases on Flipkart.
- Flat 15% Cashback upto ₹500 on your first purchase on Myntra using this card.
- 50% discount on first Swiggy order upto ₹100. Use Discount Code [AXISFKNEW] to avail the discount.
Key Benefits
- Flipkart & Myntra
- This card gives Flat 5% unlimited cashback on Flipkart and Myntra on every spend.
- Partner Brands
- FLAT 4% unlimited cashback on Partner Brands like Cleartrip, Cure.fit, PVR, Swiggy, TATA PLAY & Uber.
- All Other Categories
- Flat 1.5% cashback on all other online & offline spendings.
Other Benefits
- Airport Lounge Access
- You can avail 4 complimentary airport lounge access within India every year with this card.
- Fuel Surcharge Waiver
- 1% fuel surcharge waiver on a purchase of fuel at all fuel stations within India (Transaction should be between ₹400 to ₹4000 only; maximum waiver upto ₹400 per billing cycle.)
- Dining Delights
- Upto 20% Off at Partner Restaurants in India.
Non-Cashback Categories
- Cashback will not be given for following spends/transactions on the card.
- Fuel Spends.
- Purchase of gift cards on Flipkart & Myntra.
- EMI transactions.
- Purchases converted to EMI.
- Wallet loading transactions.
- Purchase of Jewelry items.
- Cash advances.
- Payment of outstanding balances.
- Payment of card fees and other card charges.
Eligibility
- Age: 18 to 70 years
- Income
- Salaried Persons:₹15,000/m & more.
- Self-employed: ₹30,000/m & more.
Required Documents
- PAN Card
- Income proof
- Latest payslip
- Form 16
- ITR
- Identity proof (any one of the following):
- Passport
- Driving license
- PAN card
- Aadhaar card
- Address proof (any one of the following):
- Passport
- Aadhaar
- Electricity bill
- Landline telephone bill
Fees & Charges
| DESCRIPTION | CHARGES |
|---|---|
|
Joining Fee |
₹500+GST (Total: ₹590) |
|
Annual Fee |
₹500+GST (Total: ₹590) Annual fee will be reversed on annual spends greater than ₹2,00,000. |
|
Add-on Card Joining & Annual Fee |
Nil |
|
Card Replacement Fee |
Nil |
|
Overdue Penalty or Late Payment Fees |
• Nil if the Total Payment Due is less than ₹500. • ₹500 if the total payment due is between ₹501 – ₹5,000. • ₹750 if the total payment due is between ₹5,001 – ₹10,000. • ₹1200 if the total payment due is greater than ₹10,000. |
|
Over Limit Penalty |
2.5% of the over-limit amount (Min ₹500) |
|
Cash Withdrawal Fees |
2.5% (Min. ₹500) of the cash amount |
Conclusion
If you spend on Flipkart & Myntra frequently then you must have this card. If you are not a Flipkart & Myntra user still this card is one of the best option as it gives 1.5% unlimited cashback on every online & offline spendings. This is the second-best credit after the Axis Ace Credit Card which offers flat 2% cashback on all other online & offline spendings. and is one of the best credit among all cashback credit cards in India.
Please let me know your opinion on Flipkart Axis Bank Credit Card in the Comment section. If you have any queries DM me, @credittales on Instagram. Don’t forget to follow us on Instagram and Subscribe to our YouTube Channel. One last thing, join our Telegram Channel to get notified and be updated.
Thanks for your genuine sharing . your guidance are so helpful to me…
Nice information.